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Web the retirement budget worksheet gives you a clear idea of your income and your spending during retirement. Expenses (cont’d.) monthly essential expense amount. Prior to quitting your job, practice living on your new budget to make sure it is realistic. To fill it out, you’ll need access to your financial statements: Web as your plans come into focus, it’s.

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To establish a starting point for retirement expenses, consider targeting 80% of your income toward the essentials and 20% for discretionary spending. To fill it out, you’ll need access to your financial statements: Calculate your retirement income need. Expenses (cont’d.) monthly essential expense amount.

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